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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,649 | $75,962+243.1% | $154,108+69.1% | $64,173+306.2% |
| Participation rate | 95.0% | 70.4%+24.6pp | 83.0%+12.0pp | 69.6%+25.4pp |
| Annual return | -5.49% | 30.32%-35.8pp | 735.21%-740.7pp | 7.63%-13.1pp |
| Employer contribution / active EE | $4,663 | $3,350+39.2% | $5,298-12.0% | $2,381+95.8% |
| Participant deferral / active EE | $4,366 | $3,175+37.5% | $5,081-14.1% | $3,470+25.8% |
| Admin fee / account holder | $9,350 | $5,589+67.3% | $13,411-30.3% | $4,887+91.3% |