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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,922 | $73,863+312.8% | $143,797+112.0% | $68,490+345.2% |
| Participation rate | 81.7% | 66.7%+15.0pp | 80.3%+1.4pp | 67.9%+13.8pp |
| Annual return | -14.57% | 0.91%-15.5pp | -0.04%-14.5pp | -7.85%-6.7pp |
| Employer contribution / active EE | $6,419 | $3,185+101.6% | $4,952+29.6% | $2,597+147.2% |
| Participant deferral / active EE | $5,555 | $3,385+64.1% | $5,638-1.5% | $4,028+37.9% |
| Admin fee / account holder | $78,573 | $5,756+1265.1% | $14,679+435.3% | $5,403+1354.3% |