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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,792 | $85,171+262.6% | $172,753+78.7% | $72,976+323.1% |
| Participation rate | 89.5% | 70.1%+19.4pp | 82.6%+6.8pp | 69.5%+20.0pp |
| Annual return | 19.47% | 27.32%-7.9pp | 803.00%-783.5pp | 81.02%-61.5pp |
| Employer contribution / active EE | $5,025 | $3,324+51.2% | $5,144-2.3% | $2,440+105.9% |
| Participant deferral / active EE | $4,685 | $3,260+43.7% | $5,198-9.9% | $3,608+29.8% |
| Admin fee / account holder | $14,386 | $5,880+144.6% | $13,956+3.1% | $5,124+180.8% |