Filed November 26, 2025 (most recent of 4 filings on file)
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,206 | $104,711-24.4% | $85,708-7.6% | $167,560-52.7% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | -29.22% | 21.45%-50.7pp | 21.49%-50.7pp | 478.94%-508.2pp |
| Employer contribution / active EE | $0 | $3,337-100.0% | $2,618-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $0 | $4,824-100.0% | $3,922-100.0% | $6,343-100.0% |
| Admin fee / account holder | $307,194 | $10,032+2962.1% | $6,876+4367.4% | $12,317+2394.0% |