Filed November 26, 2025 (most recent of 4 filings on file)
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,875 | $102,638+77.2% | $81,988+121.8% | $158,988+14.4% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | -3.32% | 61.05%-64.4pp | 41.32%-44.6pp | 303.00%-306.3pp |
| Employer contribution / active EE | $0 | $3,241-100.0% | $2,499-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $0 | $4,649-100.0% | $3,723-100.0% | $5,983-100.0% |
| Admin fee / account holder | $18,974 | $8,237+130.3% | $5,666+234.9% | $11,252+68.6% |