Filed November 26, 2025 (most recent of 4 filings on file)
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,023 | $83,337+3.2% | $67,836+26.8% | $273,973-68.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 68.8%+31.2pp | 83.0%+17.0pp |
| Annual return | 6.92% | 259.45%-252.5pp | 138.49%-131.6pp | 41.46%-34.5pp |
| Employer contribution / active EE | $0 | $3,287-100.0% | $2,404-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $0 | $4,088-100.0% | $3,160-100.0% | $5,287-100.0% |
| Admin fee / account holder | $36,475 | $6,752+440.2% | $4,621+689.4% | $10,133+260.0% |