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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,051 | $86,701-78.0% | $73,309-74.0% | $125,389-84.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -5.94% | 2.78%-8.7pp | 5.67%-11.6pp | 282.24%-288.2pp |
| Employer contribution / active EE | $2,075 | $4,152-50.0% | $3,237-35.9% | $4,866-57.4% |
| Participant deferral / active EE | $4,609 | $5,549-16.9% | $4,991-7.7% | $5,352-13.9% |
| Admin fee / account holder | $593 | $7,768-92.4% | $5,635-89.5% | $9,541-93.8% |