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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,966 | $97,020-49.5% | $83,327-41.2% | $135,380-63.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -5.67% | 12.31%-18.0pp | 10.64%-16.3pp | 519.81%-525.5pp |
| Employer contribution / active EE | $1,829 | $4,144-55.9% | $3,379-45.9% | $4,779-61.7% |
| Participant deferral / active EE | $5,427 | $5,964-9.0% | $5,565-2.5% | $5,609-3.2% |
| Admin fee / account holder | $2,005 | $8,426-76.2% | $7,540-73.4% | $10,828-81.5% |