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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,721 | $124,187-46.3% | $108,410-38.5% | $167,518-60.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 16.06% | 1379.80%-1363.7pp | 905.34%-889.3pp | 478.71%-462.7pp |
| Employer contribution / active EE | $1,723 | $4,187-58.8% | $3,558-51.6% | $4,838-64.4% |
| Participant deferral / active EE | $4,234 | $6,908-38.7% | $6,562-35.5% | $6,342-33.2% |
| Admin fee / account holder | $590 | $9,456-93.8% | $7,296-91.9% | $12,312-95.2% |