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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,851 | $105,145-39.3% | $94,664-32.5% | $139,466-54.2% |
| Participation rate | 88.9% | 82.4%+6.5pp | 80.8%+8.1pp | 80.3%+8.6pp |
| Annual return | 28.64% | 38.09%-9.5pp | 156.84%-128.2pp | 373.66%-345.0pp |
| Employer contribution / active EE | $2,301 | $4,107-44.0% | $3,673-37.3% | $4,754-51.6% |
| Participant deferral / active EE | $4,331 | $7,599-43.0% | $7,417-41.6% | $6,712-35.5% |
| Admin fee / account holder | $593 | $8,972-93.4% | $7,222-91.8% | $11,409-94.8% |