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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,827 | $108,897-23.0% | $100,378-16.5% | $145,877-42.5% |
| Participation rate | 77.8% | 83.0%-5.2pp | 81.5%-3.7pp | 80.3%-2.5pp |
| Annual return | 23.04% | 58.17%-35.1pp | 49.41%-26.4pp | 551.28%-528.2pp |
| Employer contribution / active EE | $2,373 | $4,420-46.3% | $3,942-39.8% | $4,663-49.1% |
| Participant deferral / active EE | $3,474 | $8,455-58.9% | $8,087-57.0% | $6,691-48.1% |
| Admin fee / account holder | $773 | $9,690-92.0% | $7,899-90.2% | $13,402-94.2% |