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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,998 | $115,917-54.3% | $100,535-47.3% | $158,982-66.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 19.46% | 34.80%-15.3pp | 30.90%-11.4pp | 302.99%-283.5pp |
| Employer contribution / active EE | $1,217 | $4,105-70.4% | $3,419-64.4% | $4,763-74.5% |
| Participant deferral / active EE | $2,690 | $6,677-59.7% | $6,271-57.1% | $5,983-55.0% |
| Admin fee / account holder | $25,075 | $11,002+127.9% | $8,085+210.2% | $11,252+122.9% |