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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,416 | $84,236+256.6% | $170,435+76.3% | $70,126+328.4% |
| Participation rate | 93.4% | 70.8%+22.6pp | 83.6%+9.8pp | 69.5%+23.9pp |
| Annual return | 19.58% | 23.06%-3.5pp | 205.94%-186.4pp | 73.15%-53.6pp |
| Employer contribution / active EE | $15,047 | $3,387+344.2% | $5,432+177.0% | $2,343+542.3% |
| Participant deferral / active EE | $13,233 | $3,086+328.8% | $4,939+167.9% | $3,332+297.2% |
| Admin fee / account holder | $17,060 | $5,698+199.4% | $13,881+22.9% | $4,645+267.2% |