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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,411 | $81,331+542.3% | $155,534+235.9% | $80,935+545.5% |
| Participation rate | 96.6% | 66.3%+30.3pp | 78.2%+18.3pp | 67.7%+28.9pp |
| Annual return | 14.47% | 33.37%-18.9pp | 64.92%-50.4pp | 35.66%-21.2pp |
| Employer contribution / active EE | $16,748 | $3,105+439.4% | $4,675+258.3% | $2,757+507.6% |
| Participant deferral / active EE | $17,090 | $3,454+394.8% | $5,630+203.5% | $4,299+297.5% |
| Admin fee / account holder | $11,428 | $7,999+42.9% | $15,900-28.1% | $6,924+65.0% |