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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $490,119 | $95,415+413.7% | $185,851+163.7% | $85,851+470.9% |
| Participation rate | 87.3% | 68.8%+18.5pp | 81.7%+5.6pp | 69.3%+18.0pp |
| Annual return | 17.28% | 23.59%-6.3pp | 122.11%-104.8pp | 318.63%-301.4pp |
| Employer contribution / active EE | $17,456 | $3,314+426.7% | $5,168+237.7% | $2,565+580.4% |
| Participant deferral / active EE | $13,649 | $3,424+298.6% | $5,569+145.1% | $3,952+245.3% |
| Admin fee / account holder | $14,071 | $7,215+95.0% | $16,245-13.4% | $6,261+124.7% |