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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $392,963 | $77,920+404.3% | $149,723+162.5% | $75,177+422.7% |
| Participation rate | 94.5% | 65.6%+28.9pp | 78.8%+15.7pp | 67.2%+27.3pp |
| Annual return | 18.85% | 31.72%-12.9pp | 134.50%-115.6pp | 160.75%-141.9pp |
| Employer contribution / active EE | $12,248 | $3,138+290.3% | $4,821+154.0% | $2,671+358.5% |
| Participant deferral / active EE | $16,759 | $3,411+391.3% | $5,682+194.9% | $4,126+306.1% |
| Admin fee / account holder | $10,897 | $5,951+83.1% | $13,215-17.5% | $5,651+92.8% |