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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,232 | $91,198+350.9% | $178,503+130.4% | $79,856+415.0% |
| Participation rate | 84.2% | 69.2%+15.0pp | 81.9%+2.3pp | 69.6%+14.6pp |
| Annual return | 19.33% | 24.20%-4.9pp | 151.12%-131.8pp | 31.71%-12.4pp |
| Employer contribution / active EE | $12,304 | $3,257+277.8% | $5,011+145.5% | $2,471+397.9% |
| Participant deferral / active EE | $11,941 | $3,237+268.9% | $5,202+129.5% | $3,741+219.2% |
| Admin fee / account holder | $4,856 | $6,748-28.0% | $13,987-65.3% | $5,306-8.5% |