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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,184 | $75,962+272.8% | $154,108+83.8% | $64,173+341.3% |
| Participation rate | 81.3% | 70.4%+10.8pp | 83.0%-1.8pp | 69.6%+11.7pp |
| Annual return | -6.15% | 30.32%-36.5pp | 735.21%-741.4pp | 7.63%-13.8pp |
| Employer contribution / active EE | $13,206 | $3,350+294.2% | $5,298+149.3% | $2,381+454.7% |
| Participant deferral / active EE | $11,300 | $3,175+255.9% | $5,081+122.4% | $3,470+225.7% |
| Admin fee / account holder | $12,700 | $5,589+127.2% | $13,411-5.3% | $4,887+159.8% |