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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,476 | $122,962+45.1% | $71,585+149.3% | $138,895+28.5% |
| Participation rate | 100.0% | 68.9%+31.1pp | 68.2%+31.8pp | 79.9%+20.1pp |
| Annual return | 10.35% | 37.84%-27.5pp | 59.26%-48.9pp | 145.39%-135.0pp |
| Employer contribution / active EE | $14,411 | $2,620+450.1% | $1,669+763.6% | $4,194+243.6% |
| Participant deferral / active EE | $10,294 | $4,311+138.8% | $2,923+252.1% | $6,396+60.9% |
| Admin fee / account holder | $7,621 | $6,488+17.5% | $4,712+61.7% | $12,562-39.3% |