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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,231 | $129,217-42.6% | $93,406-20.5% | $158,950-53.3% |
| Participation rate | 100.0% | 71.0%+29.0pp | 66.8%+33.2pp | 82.0%+18.0pp |
| Annual return | 10.35% | 118.21%-107.9pp | 78.05%-67.7pp | 302.91%-292.6pp |
| Employer contribution / active EE | $12,612 | $2,711+365.2% | $2,075+507.8% | $4,762+164.8% |
| Participant deferral / active EE | $8,637 | $3,909+121.0% | $3,126+176.3% | $5,983+44.4% |
| Admin fee / account holder | $1,687 | $7,383-77.1% | $5,230-67.7% | $11,248-85.0% |