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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,938 | $118,919-42.0% | $88,538-22.1% | $152,897-54.9% |
| Participation rate | 100.0% | 73.4%+26.6pp | 68.7%+31.3pp | 82.5%+17.5pp |
| Annual return | 11.74% | 47.92%-36.2pp | 43.64%-31.9pp | 345.43%-333.7pp |
| Employer contribution / active EE | $15,105 | $2,669+466.0% | $2,098+619.9% | $4,764+217.1% |
| Participant deferral / active EE | $4,771 | $3,549+34.4% | $2,914+63.7% | $5,851-18.5% |
| Admin fee / account holder | $2,959 | $5,876-49.6% | $4,310-31.3% | $11,599-74.5% |