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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,724 | $116,360-6.6% | $65,566+65.8% | $139,466-22.0% |
| Participation rate | 100.0% | 67.8%+32.2pp | 64.9%+35.1pp | 80.3%+19.7pp |
| Annual return | 9.88% | 31.23%-21.3pp | 47.40%-37.5pp | 373.66%-363.8pp |
| Employer contribution / active EE | $12,941 | $2,600+397.8% | $1,692+664.9% | $4,754+172.2% |
| Participant deferral / active EE | $9,502 | $4,242+124.0% | $2,832+235.5% | $6,712+41.6% |
| Admin fee / account holder | $1,929 | $6,701-71.2% | $4,114-53.1% | $11,409-83.1% |