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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,088 | $101,283-49.6% | $75,826-32.6% | $135,380-62.3% |
| Participation rate | 100.0% | 72.7%+27.3pp | 68.2%+31.8pp | 82.6%+17.4pp |
| Annual return | -4.12% | 3384.62%-3388.7pp | 1914.15%-1918.3pp | 519.81%-523.9pp |
| Employer contribution / active EE | $8,231 | $2,382+245.5% | $1,913+330.2% | $4,779+72.2% |
| Participant deferral / active EE | $5,320 | $3,469+53.4% | $2,862+85.8% | $5,609-5.2% |
| Admin fee / account holder | $804 | $6,539-87.7% | $4,726-83.0% | $10,828-92.6% |