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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,079 | $123,750+12.4% | $69,611+99.8% | $145,877-4.7% |
| Participation rate | 100.0% | 69.2%+30.8pp | 66.4%+33.6pp | 80.3%+19.7pp |
| Annual return | 6.61% | 192.03%-185.4pp | 101.14%-94.5pp | 551.28%-544.7pp |
| Employer contribution / active EE | $14,030 | $2,672+425.2% | $1,709+721.1% | $4,663+200.9% |
| Participant deferral / active EE | $10,213 | $4,243+140.7% | $2,891+253.3% | $6,691+52.6% |
| Admin fee / account holder | $2,776 | $7,817-64.5% | $4,696-40.9% | $13,402-79.3% |