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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,626 | $108,285-44.9% | $77,552-23.1% | $158,982-62.5% |
| Participation rate | 90.5% | 64.4%+26.1pp | 54.2%+36.3pp | 82.0%+8.5pp |
| Annual return | 21.89% | 31.69%-9.8pp | 54.82%-32.9pp | 302.99%-281.1pp |
| Employer contribution / active EE | $576 | $1,325-56.5% | $987-41.6% | $4,763-87.9% |
| Participant deferral / active EE | $1,622 | $2,455-34.0% | $1,861-12.9% | $5,983-72.9% |
| Admin fee / account holder | $3,634 | $3,709-2.0% | $2,859+27.1% | $11,252-67.7% |