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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,409 | $104,116-56.4% | $71,089-36.1% | $135,380-66.5% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.6%+45.4pp | 82.6%+17.4pp |
| Annual return | -5.58% | 1256.51%-1262.1pp | 650.65%-656.2pp | 519.81%-525.4pp |
| Employer contribution / active EE | $1,271 | $1,485-14.4% | $1,088+16.8% | $4,779-73.4% |
| Participant deferral / active EE | $2,008 | $2,524-20.5% | $1,873+7.2% | $5,609-64.2% |
| Admin fee / account holder | $826 | $4,142-80.1% | $3,082-73.2% | $10,828-92.4% |