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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,483 | $81,668+25.5% | $58,507+75.2% | $139,487-26.5% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 25.46% | 7430.07%-7404.6pp | 4252.32%-4226.9pp | 373.84%-348.4pp |
| Employer contribution / active EE | $4,542 | $1,398+224.9% | $1,053+331.2% | $4,755-4.5% |
| Participant deferral / active EE | $2,711 | $2,554+6.2% | $1,922+41.0% | $6,713-59.6% |
| Admin fee / account holder | $589 | $3,212-81.7% | $2,486-76.3% | $11,407-94.8% |