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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,404 | $35,183+20.5% | $73,550-42.3% | $70,126-39.5% |
| Participation rate | 76.9% | 42.9%+34.0pp | 54.9%+22.0pp | 69.5%+7.4pp |
| Annual return | 19.99% | 26.90%-6.9pp | -15.16%+35.2pp | 73.15%-53.2pp |
| Employer contribution / active EE | $1,836 | $709+159.1% | $1,219+50.6% | $2,343-21.6% |
| Participant deferral / active EE | $1,442 | $1,220+18.2% | $1,804-20.1% | $3,332-56.7% |
| Admin fee / account holder | $2,855 | $2,302+24.0% | $2,320+23.1% | $4,645-38.6% |