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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,080 | $84,628-13.6% | $61,501+18.8% | $134,545-45.7% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -22.58% | 585.61%-608.2pp | 339.04%-361.6pp | 418.37%-441.0pp |
| Employer contribution / active EE | $4,614 | $1,545+198.7% | $1,160+297.9% | $4,742-2.7% |
| Participant deferral / active EE | $2,318 | $2,819-17.8% | $2,125+9.1% | $6,401-63.8% |
| Admin fee / account holder | $791 | $2,587-69.4% | $2,132-62.9% | $11,431-93.1% |