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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,080 | $84,447-13.5% | $61,389+19.0% | $134,493-45.7% |
| Participation rate | 100.0% | 62.2%+37.8pp | 52.6%+47.4pp | 81.2%+18.8pp |
| Annual return | -22.58% | 584.84%-607.4pp | 338.73%-361.3pp | 418.01%-440.6pp |
| Employer contribution / active EE | $4,614 | $1,545+198.6% | $1,160+297.8% | $4,740-2.7% |
| Participant deferral / active EE | $2,318 | $2,819-17.8% | $2,125+9.1% | $6,400-63.8% |
| Admin fee / account holder | $791 | $2,587-69.4% | $2,130-62.9% | $11,425-93.1% |