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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,304 | $108,701-53.7% | $74,723-32.7% | $152,909-67.1% |
| Participation rate | 100.0% | 65.4%+34.6pp | 54.5%+45.5pp | 82.5%+17.5pp |
| Annual return | 21.94% | 114.12%-92.2pp | 753.18%-731.2pp | 345.46%-323.5pp |
| Employer contribution / active EE | $1,460 | $1,504-3.0% | $1,084+34.6% | $4,764-69.4% |
| Participant deferral / active EE | $1,879 | $2,709-30.6% | $1,962-4.2% | $5,851-67.9% |
| Admin fee / account holder | $5,414 | $4,906+10.4% | $3,335+62.4% | $11,601-53.3% |