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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,028 | $217,427-40.2% | $185,837-30.0% | $167,518-22.4% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.40% | 148.39%-133.0pp | 122.08%-106.7pp | 478.71%-463.3pp |
| Employer contribution / active EE | $9,214 | $5,874+56.8% | $5,168+78.3% | $4,838+90.4% |
| Participant deferral / active EE | $6,504 | $6,357+2.3% | $5,568+16.8% | $6,342+2.6% |
| Admin fee / account holder | $11,161 | $19,816-43.7% | $16,241-31.3% | $12,312-9.4% |