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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,692 | $209,422-30.4% | $178,503-18.4% | $158,982-8.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 24.45% | 188.81%-164.4pp | 151.12%-126.7pp | 302.99%-278.5pp |
| Employer contribution / active EE | $8,316 | $5,707+45.7% | $5,011+66.0% | $4,763+74.6% |
| Participant deferral / active EE | $7,569 | $5,955+27.1% | $5,202+45.5% | $5,983+26.5% |
| Admin fee / account holder | $8,060 | $17,079-52.8% | $13,987-42.4% | $11,252-28.4% |