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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,070 | $198,457-55.1% | $170,435-47.7% | $147,586-39.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 20.10% | 257.30%-237.2pp | 205.94%-185.8pp | 578.59%-558.5pp |
| Employer contribution / active EE | $8,132 | $6,183+31.5% | $5,432+49.7% | $4,876+66.8% |
| Participant deferral / active EE | $7,513 | $5,629+33.5% | $4,939+52.1% | $5,439+38.1% |
| Admin fee / account holder | $310 | $16,852-98.2% | $13,881-97.8% | $10,886-97.2% |