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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,813 | $180,459-51.3% | $154,108-43.0% | $135,380-35.1% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -8.40% | 888.21%-896.6pp | 735.21%-743.6pp | 519.81%-528.2pp |
| Employer contribution / active EE | $7,744 | $6,035+28.3% | $5,298+46.2% | $4,779+62.1% |
| Participant deferral / active EE | $8,925 | $5,806+53.7% | $5,081+75.7% | $5,609+59.1% |
| Admin fee / account holder | $326 | $16,145-98.0% | $13,411-97.6% | $10,828-97.0% |