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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,525 | $175,231-30.6% | $149,696-18.8% | $139,466-12.9% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 22.71% | 166.77%-144.1pp | 134.46%-111.7pp | 373.66%-350.9pp |
| Employer contribution / active EE | $10,311 | $5,478+88.2% | $4,821+113.9% | $4,754+116.9% |
| Participant deferral / active EE | $7,372 | $6,521+13.0% | $5,682+29.7% | $6,712+9.8% |
| Admin fee / account holder | $1,276 | $16,155-92.1% | $13,212-90.3% | $11,409-88.8% |