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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,942 | $202,342-37.3% | $172,752-26.5% | $152,897-17.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.28% | 1029.83%-1008.5pp | 802.97%-781.7pp | 345.43%-324.2pp |
| Employer contribution / active EE | $7,590 | $5,858+29.6% | $5,144+47.6% | $4,764+59.3% |
| Participant deferral / active EE | $13,443 | $5,948+126.0% | $5,198+158.6% | $5,851+129.8% |
| Admin fee / account holder | $810 | $17,111-95.3% | $13,955-94.2% | $11,599-93.0% |