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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,392 | $71,353-81.2% | $92,805-85.6% | $86,983-84.6% |
| Participation rate | 100.0% | 80.9%+19.1pp | 83.5%+16.5pp | 69.5%+30.5pp |
| Annual return | 14.43% | 44.68%-30.2pp | 31.59%-17.2pp | 25.83%-11.4pp |
| Employer contribution / active EE | $2,093 | $2,468-15.2% | $3,424-38.9% | $2,584-19.0% |
| Participant deferral / active EE | $2,433 | $6,966-65.1% | $8,448-71.2% | $4,194-42.0% |
| Admin fee / account holder | $5,562 | $6,099-8.8% | $10,911-49.0% | $7,856-29.2% |