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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,923 | $70,486-84.5% | $100,535-89.1% | $79,856-86.3% |
| Participation rate | 100.0% | 73.6%+26.4pp | 79.4%+20.6pp | 69.6%+30.4pp |
| Annual return | 25.53% | 21.90%+3.6pp | 30.90%-5.4pp | 31.71%-6.2pp |
| Employer contribution / active EE | $1,946 | $2,165-10.1% | $3,419-43.1% | $2,471-21.3% |
| Participant deferral / active EE | $2,129 | $5,182-58.9% | $6,271-66.1% | $3,741-43.1% |
| Admin fee / account holder | $662 | $4,480-85.2% | $8,085-91.8% | $5,306-87.5% |