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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,036 | $68,394-73.6% | $94,672-80.9% | $75,177-76.0% |
| Participation rate | 96.2% | 76.1%+20.1pp | 80.8%+15.3pp | 67.2%+28.9pp |
| Annual return | 20.23% | 616.92%-596.7pp | 156.89%-136.7pp | 160.75%-140.5pp |
| Employer contribution / active EE | $2,377 | $2,701-12.0% | $3,673-35.3% | $2,671-11.0% |
| Participant deferral / active EE | $2,976 | $6,536-54.5% | $7,417-59.9% | $4,126-27.9% |
| Admin fee / account holder | $776 | $5,326-85.4% | $7,222-89.3% | $5,651-86.3% |