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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,505 | $59,111-77.2% | $86,451-84.4% | $68,490-80.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -18.27% | -0.22%-18.0pp | 4398.51%-4416.8pp | -7.85%-10.4pp |
| Employer contribution / active EE | $2,319 | $2,519-7.9% | $3,770-38.5% | $2,597-10.7% |
| Participant deferral / active EE | $3,583 | $5,900-39.3% | $6,953-48.5% | $4,028-11.0% |
| Admin fee / account holder | $2,222 | $5,640-60.6% | $6,734-67.0% | $5,403-58.9% |