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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,515 | $58,600-90.6% | $83,327-93.4% | $64,173-91.4% |
| Participation rate | 100.0% | 72.0%+28.0pp | 77.8%+22.2pp | 69.6%+30.4pp |
| Annual return | -4.46% | 9.66%-14.1pp | 10.64%-15.1pp | 7.63%-12.1pp |
| Employer contribution / active EE | $1,893 | $2,098-9.8% | $3,379-44.0% | $2,381-20.5% |
| Participant deferral / active EE | $1,285 | $4,656-72.4% | $5,565-76.9% | $3,470-63.0% |
| Admin fee / account holder | $972 | $9,282-89.5% | $7,540-87.1% | $4,887-80.1% |