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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,125 | $77,157-81.7% | $108,405-87.0% | $85,847-83.5% |
| Participation rate | 100.0% | 74.7%+25.3pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 17.83% | 44.55%-26.7pp | 905.55%-887.7pp | 318.61%-300.8pp |
| Employer contribution / active EE | $2,993 | $2,379+25.8% | $3,559-15.9% | $2,565+16.7% |
| Participant deferral / active EE | $3,703 | $5,567-33.5% | $6,563-43.6% | $3,952-6.3% |
| Admin fee / account holder | $795 | $5,174-84.6% | $7,297-89.1% | $6,261-87.3% |