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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,829 | $63,365-87.6% | $91,994-91.5% | $72,976-89.3% |
| Participation rate | 95.3% | 72.5%+22.8pp | 78.6%+16.7pp | 69.5%+25.9pp |
| Annual return | 29.78% | 35.35%-5.6pp | 69.04%-39.3pp | 81.02%-51.2pp |
| Employer contribution / active EE | $1,816 | $2,116-14.2% | $3,453-47.4% | $2,440-25.6% |
| Participant deferral / active EE | $1,689 | $4,883-65.4% | $5,924-71.5% | $3,608-53.2% |
| Admin fee / account holder | $472 | $4,670-89.9% | $7,744-93.9% | $5,124-90.8% |