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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,560 | $63,346+137.7% | $92,240+63.2% | $70,126+114.7% |
| Participation rate | 94.4% | 68.7%+25.8pp | 76.5%+18.0pp | 69.5%+24.9pp |
| Annual return | 10.25% | 530.19%-519.9pp | 176.29%-166.0pp | 73.15%-62.9pp |
| Employer contribution / active EE | $2,035 | $2,471-17.7% | $3,680-44.7% | $2,343-13.1% |
| Participant deferral / active EE | $6,988 | $2,854+144.9% | $3,897+79.3% | $3,332+109.7% |
| Admin fee / account holder | $15,074 | $3,841+292.5% | $5,194+190.2% | $4,645+224.5% |