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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,945 | $73,988+174.3% | $96,538+110.2% | $75,177+170.0% |
| Participation rate | 97.2% | 66.4%+30.8pp | 74.3%+22.9pp | 67.2%+30.0pp |
| Annual return | 11.72% | 26.73%-15.0pp | 35.74%-24.0pp | 160.75%-149.0pp |
| Employer contribution / active EE | $4,482 | $2,930+52.9% | $3,740+19.8% | $2,671+67.8% |
| Participant deferral / active EE | $10,517 | $3,660+187.3% | $4,880+115.5% | $4,126+154.9% |
| Admin fee / account holder | $22,733 | $5,220+335.5% | $6,737+237.4% | $5,651+302.3% |