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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,712 | $65,367+161.2% | $92,915+83.7% | $72,976+133.9% |
| Participation rate | 97.4% | 68.3%+29.1pp | 76.0%+21.4pp | 69.5%+27.9pp |
| Annual return | 3.69% | 42.11%-38.4pp | 109.45%-105.8pp | 81.02%-77.3pp |
| Employer contribution / active EE | $5,282 | $2,594+103.6% | $3,653+44.6% | $2,440+116.5% |
| Participant deferral / active EE | $8,576 | $3,128+174.2% | $4,238+102.4% | $3,608+137.7% |
| Admin fee / account holder | $6,049 | $4,251+42.3% | $5,796+4.4% | $5,124+18.0% |