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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,321 | $81,487+217.0% | $102,412+152.2% | $80,935+219.2% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 23.55% | 25.60%-2.0pp | 24.94%-1.4pp | 35.66%-12.1pp |
| Employer contribution / active EE | $6,174 | $3,103+99.0% | $3,870+59.5% | $2,757+123.9% |
| Participant deferral / active EE | $11,534 | $3,871+198.0% | $5,060+127.9% | $4,299+168.3% |
| Admin fee / account holder | $1,882 | $6,717-72.0% | $8,388-77.6% | $6,924-72.8% |