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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,048 | $96,731+176.1% | $123,973+115.4% | $86,983+207.0% |
| Participation rate | 92.3% | 70.0%+22.3pp | 76.7%+15.6pp | 69.5%+22.8pp |
| Annual return | 9.58% | 17.33%-7.7pp | 388.13%-378.5pp | 25.83%-16.3pp |
| Employer contribution / active EE | $7,898 | $3,297+139.6% | $4,126+91.4% | $2,584+205.6% |
| Participant deferral / active EE | $10,061 | $4,152+142.3% | $5,247+91.8% | $4,194+139.9% |
| Admin fee / account holder | $55,662 | $8,722+538.2% | $11,799+371.8% | $7,856+608.5% |