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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,713 | $72,273+130.7% | $101,275+64.6% | $79,856+108.8% |
| Participation rate | 97.7% | 68.5%+29.2pp | 75.8%+21.9pp | 69.6%+28.0pp |
| Annual return | 7.33% | 22.30%-15.0pp | 46.48%-39.2pp | 31.71%-24.4pp |
| Employer contribution / active EE | $6,254 | $2,691+132.4% | $3,660+70.9% | $2,471+153.1% |
| Participant deferral / active EE | $7,790 | $3,282+137.4% | $4,371+78.2% | $3,741+108.3% |
| Admin fee / account holder | $14,399 | $4,401+227.1% | $5,948+142.1% | $5,306+171.3% |