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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $513,719 | $181,062+183.7% | $158,223+224.7% | $155,188+231.0% |
| Participation rate | 95.0% | 82.7%+12.3pp | 79.2%+15.8pp | 80.8%+14.2pp |
| Annual return | 6.01% | 57.39%-51.4pp | 52.09%-46.1pp | 148.84%-142.8pp |
| Employer contribution / active EE | $20,525 | $4,565+349.7% | $4,109+399.5% | $4,248+383.2% |
| Participant deferral / active EE | $13,932 | $6,134+127.1% | $5,467+154.8% | $6,531+113.3% |
| Admin fee / account holder | $28,425 | $18,825+51.0% | $16,047+77.1% | $14,480+96.3% |